As president of Lenders One, Justin leads its day-to-day operations and strategic execution. With nearly 30 years of mortgage, consulting and business development experience, he brings extensive leadership know-how to the role. He joined the organization in 2019 as Vice President, Sales and most recently served as Managing Director.

Before that, Justin served in prominent positions at several independent mortgage banks, including Chief Operating Officer of MLB Residential Lending, LLC and President of The Hills Mortgage and Finance Company, LLC. He is a licensed mortgage loan originator and Certified Mortgage Banker (CMB). In addition to his responsibilities at Lenders One, Justin serves as resident CMB instructor for the Mortgage Bankers Association (MBA)’s CMB Final Prep Course, where he shares his insight and support with current students. Justin serves on the Mortgage Bankers Association of New Jersey Board of Directors and is a member of the MBA MORPAC Committee.

Daniel Esquibel, head of Partner Sales, drives Argyle’s growth through strategic industry relationships. With a background in both real estate and mortgage origination, he brings a deep understanding of industry challenges and opportunities, ensuring that Argyle’s verification of income and employment (VOIE) solutions align with market needs. His ability to forge strong partnerships with key integration partners and industry associations has been instrumental in expanding Argyle’s influence and adoption across the mortgage landscape. A mentor and connector, he is shaping the future of mortgage technology through his leadership and industry involvement.

Esquibel’s leadership is built on trust and long-term vision, prioritizing meaningful partnerships over transactional sales. His influence includes securing speaking engagements at industry events like Lenders One’s 2025 L1 Summit. An active member of the Mortgage Bankers Association’s mPact young professionals network and a graduate of the Tennessee Mortgage Bankers Association’s Future Leaders Program, Esquibel continues to expand his industry impact, reinforcing Argyle’s presence in key lending markets.

Matthew VanFossen is the CEO of the Absolute Home Mortgage Corporation, a mid-size Independent Mortgage Banker located in Fairfield, NJ, and Mortgage Automation Technologies, a financial technology provider specializing in consumer mortgage technology. Matthew has been a driving force in the mortgage industry and is a respected figure in the community. Additionally, he serves as the president of the New Jersey Mortgage Bankers Association.

Matthew commands an extensive knowledge of the broader housing industry, with over a decade of experience in residential mortgage lending and overseeing over $10 billion in retail originations as CEO of Absolute Home Mortgage. Throughout his career, he has taken on an executive role at several successful mortgage companies and has worked as a consultant for various fintech start-ups and mortgage lenders nationwide.

VanFossen’s passion for innovation and the industry is evidenced by his numerous industry achievements. He has been named a “Top Mortgage Professional Under 40” by National Mortgage News and has been featured in various publications, including Forbes, Scotsman Guide, and HousingWire. In 2023, he was awarded the ICE Mortgage Technology Innovators Award for Best Use of Next-Generation Mortgage Technology by Encompass.