Devin Norales is a Director for the Mortgage and Capital Markets team in FICO’s Scores division. He has extensive knowledge in the mortgage Secondary and Capital Markets space. He will work with mortgage investors including broker dealers to help drive the adoption of all FICO’s products including FICO’s latest score 10 T.

Before joining FICO, Devin led a capital markets team for a mid-size lender focusing on trading, hedging interest rate risk and loan execution. While at this Premier Lending Devin helped foster relationships with Fannie / Freddie while also building out a sizeable servicing portfolio. Prior to making the move to Premier he helped lead a risk management system migration for Cardinal Financials’ 2-billion-dollar pipeline in addition to leading their asset sales team. He started his career at Movement Mortgage working with their finance team before transitioning to a secondary role that included managing their lock desk and eventually trading / hedging their pipeline while they experienced significant growth. Devin holds a B.S.B.A. in Finance from the University of North Carolina Charlotte.

Brendan LaCounte is a Senior Scientist in FICO Scores Development. He contributes to the research and development of the core FICO® Score while specializing in new scoring products and solutions leveraging alternative data. Brendan lives in the Albuquerque, New Mexico area and holds a B.S. degrees in Mathematics and Management from New Mexico Tech, an M.S. in Statistics and Computational Finance from Purdue University, and a Certificate in Financial Planning from Northwestern University.

Val Bringewatt is a Scores Client Services Manager in FICO’s Scores division. She has a deep understanding of the latest advancements in credit scoring models, including FICO Score 10/10T. Val primarily focus on supporting financial institutions with the validation and adoption of FICO Scores 10 and 10T. She is a distinguished professional with extensive expertise in consumer credit risk management.

As a forward-thinking innovator, Val has consistently driven transformative initiatives that streamline payment processes and enhance credit assessment strategies for financial institutions. Prior to joining FICO, Val developed, evaluated, and optimized credit risk strategies for the Buy Now Pay Later (BNPL) and Point of Sale Lending (POSL) portfolios at First National Bank of Omaha (FNBO).

Val holds a bachelor’s degree in Economics from UFPI in Brazil, and MBA in Finance from Bellevue University.